0% CLUB DEADLINE APPROACHING: You may be eligible to receive 0% interest all season long!
Purchase more than $70,000 by January 17, 2020 and keep your 0% financing for the entire crop year*!

You heard it right! All F2F Genetics Network or FBN Direct purchases made by January 17, 2020 qualify for 0% interest.  There's no minimum order size, and no payment is due until January 1, 2021.To qualify, simply complete the application and approval process.

*Credit applications for the 2020 crop year will be accepted through August 26, 2020. 


The 0% Club

Like our 0% financing? Join the 0% Club!

Purchase more than $40,000 by December 20, 2019 and keep your 0% financing for the entire crop year*!

Or, purchase more than $70,000 by January 17, 2020 to enjoy the benefit of 0% for the rest of the crop year!

To qualify for the 0% Club:

  • Apply and be approved for Extended Terms Credit.
  • Purchase $40,000 by December 20, 2019, or $70,000 by January 17, 2020. Purchases must include at least two product lines from among the following: seed, crop protection, fertilizers, adjuvants, or biostimulants.

* - 0% financing available to 0% Club members on all orders made by August 31, 2020.

FBN Standard Input Financing

Didn't make it in the 0% Club? You can still save on interest with FBN Direct 2020 Extended Terms!

You can still take advantage of financing with our 2.5% annual rate on any financed orders placed between January 18 and March 31. After March 31, annual interest rates will be 4.5%.

This is the most common application.
FBN members are often eligible to apply
for individual credit.

  • Requires 1 name, 1 social security, 1 email address, and 1 signature.
  • If you are approved you will receive a loan note which will require your signature. 
  • FAQ: If you market your crops under an entity or business name, you should indicate that on the application and provide the appropriate Tax ID.

Only fill this out if you intend for both individuals to each be named on the loan.

  • Where more than 1 person
    is applying for credit.
  • This requires 2 names, 2 social security numbers, 2 different emails, and 2 signatures.
  • If you are approved you will receive
    a loan note which will require signatures from each applicant. 


  1. Choose to apply as an individual or for joint credit by clicking one of the links below.
  2. Type in the name(s) and email address(es) for those applying for credit.
  3. Fill out and sign your credit application. Or, print it out and mail it back.
  4. If approved for credit, you'll receive a loan note for signature via email.
    Please review and e-sign to complete your application.
  5. Congratulations! You're welcome to use your credit in the FBN Direct Online Store
    or F2F Genetics Network seed!



We're here to help your business grow with tailored financing solutions brought to you with speed, ease and convenience.

Call: 844-200-FARM or email

Terms and conditions apply. To qualify, a borrower must be a member of Farmer’s Business Network, Inc. Interest rates and fees will vary depending on your individual situation. Not all applicants will qualify.

Copyright © 2014-2019 Farmer’s Business Network, Inc. All rights reserved. The sprout logo, “FBN” and “Farmers Business Network” are registered service marks of Farmer’s Business Network, Inc. FBN Direct is offered by FBN Inputs, LLC and are available only in states where FBN Inputs, LLC is licensed. Financing is offered by FBN Finance, LLC and is only available in certain states.