FBN OPERATING LINES

Easy Application Process & Loans Starting Below 4%

Financing a farm operation can be difficult, especially when commodity markets are down. Operating Lines of Credit from FBN help qualified farmers access the credit they need to make key investments and keep their farms running smoothly. 

TYPES OF OPERATING LINES AVAILABLE

FBN Finance gives you options when it comes to operating lines.

Operating Lines

  • Rates Starting At Prime -1%
  • Origination Fee: None
  • Servicing Fee: None
  • Application Fee: None
  • Length: Available Immediately for due date of 12/1/2020
  • Can be extended into cash for carry line with due date of 6/30/2021

Transition Operating Lines

Innovative offerings for FBN members struggling to lock in an operating line elsewhere.

Long-Term Operating Loans

Farmers with strong equity in their land who are looking for the cheapest, easiest loan.

Traditional operating lines of credit with great rates and easy application process.

  • Rates Starting At Prime +2%
  • Origination Fee: 0% - 2.25%
  • Servicing Fee: None
  • Application Fee: None
  • Length: Available Immediately for due date of 12/1/2020
  • Can be extended into cash for carry line with due date of 6/30/2021
  • Minimum & Maximum: Based on Qualification
  • Rates: Starting Below 4%
  • Origination Fee: 0.1%-0.5%
  • Application Fee: None
  • Length: 10 years, automatically available for first 5 years!
  • No Annual Renewal Process

Have questions about the offerings above? 

We'll help you find the right fit for your farm's unique situation.  

GET THE OPERATING CAPITAL YOUR FARM NEEDS!

HAVE OTHER FINANCING NEEDS? 

Check out FBN's full suite of offerings! You can also contact us at 866-619-3080 if you have additional questions.

*Grain inspection and verification costs for loan extensions below $250k may be passed along to the farmer. Not all applicants will qualify. Additional terms and conditions apply. Interest rates and fees will vary depending on your individual situation.


Copyright © 2014-2019 Farmer’s Business Network, Inc. All rights reserved. The sprout logo, “FBN” and “Farmers Business Network” are registered service marks of Farmer’s Business Network, Inc. Financing is offered by FBN Finance, LLC and is only available in certain states. To qualify, a borrower must be a member of Farmer’s Business Network, Inc. and meet the underwriting requirements provided by FBN Finance, LLC. Only available in states where FBN Finance, LLC, is licensed.